NPCI’s Soaring Profits Signal India’s Digital Payments Boom
Jun 25th, 2025 4:41 pm | By ThenewsmanofIndia.com | Category: TOP STORIES
Dilip Asbe
(THE NEWSMAN OF INDIA.COM)
The National Payments Corporation of India (NPCI), the powerhouse behind India’s widely used Unified Payments Interface (UPI), has posted a sharp jump in its financial performance for FY25, reflecting the accelerating adoption of digital transactions across the country.
According to provisional figures shared in a credit assessment by rating agency ICRA, NPCI’s standalone net profit surged by an impressive 42% year-on-year to touch ₹1,552 crore in the fiscal year ending March 2025. This is a substantial rise from ₹1,095 crore recorded in the previous financial year (FY24), underscoring the robust growth in the digital payments ecosystem.
In tandem with the profit rise, NPCI’s standalone revenue also saw strong momentum, climbing 19% to reach ₹3,270 crore in FY25, compared to ₹2,749 crore in FY24. These figures, while still unaudited, offer a strong indication of NPCI’s strengthening position at the core of India’s fintech infrastructure.
NPCI operates and manages key payment systems in India, including UPI, Immediate Payment Service (IMPS), Bharat BillPay, RuPay, and others—systems that have become essential to daily commerce for millions. The financial performance suggests that as more Indians rely on digital wallets and real-time transfers, NPCI is benefitting both in scale and efficiency.
The final numbers will be confirmed following an audit by the Comptroller and Auditor General of India (CAG). NPCI is yet to officially publish its financial results for FY25.
This financial leap not only highlights NPCI’s profitability but also points to the broader trend of digital-first economic behaviour in India. As UPI continues to expand internationally and within newer sectors domestically, NPCI’s revenue and influence are poised for even greater heights in the years ahead.
